Disclaimer

The Bricks n Bytes website, the one-page decision report, and any related communications are provided for general informational and educational purposes only.

01Not financial or tax advice

Bricks n Bytes and its agents are licensed California real-estate professionals. We are not Certified Financial Planners (CFPs), Certified Public Accountants (CPAs), tax attorneys, or licensed investment advisers. The numbers in our reports are estimates produced for discussion. Please consult the appropriate licensed professionals — your CPA, financial advisor, and/or attorney — before making any tax, legal, or investment decision.

02Modeling assumptions

All projections (5-year, 10-year, 15-year wealth scenarios, equity build, tax exposure, opportunity-cost comparisons, etc.) are based on assumptions about future appreciation, interest rates, rent growth, tax law, HOA reserves, equity-portfolio returns, and other variables that are not guaranteed and may change at any time. Past performance is not indicative of future results.

03No fiduciary or advisor relationship

Receiving a report does not create a fiduciary, advisor, listing, or buyer-representation relationship between you and Bricks n Bytes, except as may be established under a separate signed agreement.

04No fair-housing or lending decisions

Our reports do not steer you toward or away from neighborhoods on the basis of protected characteristics. Mortgage rates, loan eligibility, and lending decisions are made by lenders, not by us; quoted rates are for modeling only.

05Third-party data

Reports may reference third-party sources (MLS comps, public records, tax tables, market indices). We believe these sources are reliable but do not warrant their accuracy or completeness.

06Equal housing opportunity

Bricks n Bytes supports the Fair Housing Act. All real-estate services are offered without regard to race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or any other protected status.

07Licensing

Real-estate services are provided through licensed California real-estate agents. Licensing information is available on request.